Flawed Laws

"Alas for you lawyers also! You load men with intolerable burdens, and will not lift a finger to lighten the load." Luke, Chapter 11, v. 26, The Revised English Bible, 1997.

 

Our legal system can be both simpler and better. Read about the problems we face, how we got here, why we should be concerned and generally what can be done to improve the situation.

A 30-section tax code and 10% income taxes? Let's REALLY Change Taxes.

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From Ronald Reagan's First Inaugural Address: "[G]overnment is not the solution to our problem; government is the problem."

 

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Celebrating America?

The heading does not indicate that I question celebrating this country, but, as discussed later, I question whether the leaders of our country really do celebrate America. I have just come from a beautiful celebration of our country put on by the Jefferson Area Tea Party in Jackson Park in Charlottesville, Virginia. On this July 4, 2009, there is much good about America to celebrate. We still have our basic freedoms, even if they are being eroded by this current administration. We still have outstanding fighting men who are attempting to bring peace and freedom to others around the world. Though Memorial Day is past, this is also a good time to remember those who founded this county and those who have since died in its defense so that we may be free. I believe we live in the greatest country on this earth that over time has stood for the governing principles which provide the greatest hope for our world.

Thousands of new citizens have been or will be sworn in today at different ceremonies around the country. People still come to this country because of the opportunities that we have and the welcoming attitude of most Americans.

Yet there is much about which to be concerned. We have a President and a majority in Congress who do not seem to be proud of this country, what it has accomplished and what it has to offer the rest of the world. This can be seen in just about everything that Obama does other than the hypocritical shows he puts on for the troops. Just a few examples of the international and domestic steps will prove the point.

International

On the international front, this President continues to apologize for past sins of this country, both real and perceived. He falsely extols the virtues of other countries, as was done in his Cairo speech where he falsely praised the accomplishments of Iran and Islam and apologized for errors of this country while failing to point out efforts made to correct the errors.

He listened to a condemnation of this country by Daniel Ortega and provided only a personal defense by pointing out that he could not be blamed for something done while he was a mere child.

He has a tepid response to the calls for freedom in Iran - until he was forced to condemn the violence out of embarrassment - and then condemns as an unlawful coup the lawful removal from power of a the Honduran president who was violating his country's constitution.

Iran and North Korea are both working on nuclear weapons and delivery systems as Obama cuts back our military and missile defense.

Domestic

Domestically money is poured into companies supposedly to save jobs, but the result is that the jobs which would have been lost through normal bankruptcy proceedings are still lost. Then, in the case of the car companies, they are taken through a predetermined bankruptcy in which those who should be preferred gain the least while union supporters of Obama gain the most.

Just like a third-world tinpot dictator, those who received AIG bonuses are treated as villains and are exposed to death threats, and those who did not initially agree to the drastic reduction of their debt in the case of Chrysler are threatened with exposure that would subject them to similar treatment.

A healthcare plan which in practice will ultimately replace private health insurance is rushed through when more than 80% of the people are satisfied with their current healthcare plans.

Cap and trade is pushed through the House when well over 50% of the people oppose it. Included in the cap and trade bill are efforts at renewable energy supposedly to create jobs as well as to save the environment when just the opposite has happened in Spain where such has been tried.

Financial institutions are proposed to have greater regulation while the real culprits, Fannie Mae and Freddie Mac, go on about their business with little change to how they are regulated and run.

The take over of some companies and these additional legislative proposals are an interesting combination of socialism and economic fascism - government control of privately owned economic means of production. Not only are the proposals opposed by most Americans and are wrongheaded, they have been proved - both in our country during the Depression and abroad in Communist countries and European and Canadian socialist endeavors - to be totally unworkable and not as good as what we currently have. At the same time, competition - that which has always worked - is eschewed.

When I look at all of this, I can only conclude that what Michelle Obama said during the campaign is in fact how both she and her husband feel - they have not been proud of our country until now when it was clear that Obama would win the Democrat nomination. My conclusion is that they do not celebrate and do not like America, but want to drastically change it and ruin it and us in the process. They trust only themselves and not you and me.

 

 

Another Class Action Scam

Tax Cut Lies

A Western Bypass?

Geithner Essential?

Unstimulating Stimulus

 

 

 

 

 

 

 

 

 

 

 

 

 

Another Class Action Scam; 5/6/09

At the office we use Symantec's Norton's Antivirus. We recently received notice of a proposed settlement of a class action claim against Symantec. The claim is that the software, when upgraded, removed remaining time on the then active subscription. The award to class members is that they can get a $15.00 coupon for each subscription affected or $2.50 for each such subscription.

It costs more to complete the paperwork than the return to us for completing it.

For this fine, but useless, effort on our behalf, the wonderful attorneys looking out for us propose to receive $2,275,000. Each of the lead plaintiffs, who do little but have their names attached to the pleadings, will receive $5,000.

The people who make out in these sorts of suits are the lawyers, the lead plaintiffs and, to some extent, the company since it gets protected by having a court approved class settlement. Meanwhile, we who are consumers and cannot take advantage of this wonderful benefit because of the costs of doing so, only get higher prices later because of this sort of litigation and its costs to the company.

 

Tax Cut Lies; 3/3/09

President Obama has proposed tax cuts for many people, some of whom already do not pay taxes. He will take care of shortfalls primarily through increased taxes, supposedly on others. The people who are receiving tax cuts financed through tax increases on others, often businesses, think they are getting a great deal. That is a lie.

Taxes are paid by individuals, not by businesses. If a business entity has more taxes to pay, it will pass those taxes along in one way or another: costs will be squeezed which which mean either sellers get lower prices or workers get lower wages thus being the ones to pay taxes; profits will go down which means the owners pay the taxes by losses in their investments; or most likely costs will go up which means the people who were supposedly getting tax cuts will just pay the taxes through another means.

A perfect example is the owner of rental property. Some tenants actually believe that they do not pay real estate taxes since they rent rather than own a home. However, in order for the landlord to make a profit and stay in business, he has to cover his costs, including taxes. Thus, a tax increase to the landlord is actually paid by the tenant who believes he pays no real estate. It is only the collection agent who is changed.

Government is unique in several respects. While the economy can create value, the government can only use created value. Thus, it is effectively a zero sum game - while one person wins, another loses. This is because government is a user, not a producer. Thus, the best  in the long run for government to be able to grow its financial take is through allowing and encouraging a vibrant economy. Shifting taxes from one segment to another does not do this. Using money the government does not have, i.e., borrowing, uses credit which otherwise could be used in productive means.

Obama is pulling a slight of hand effectively telling lies to people about his tax cuts and tax increases and the impact of all of the spending through borrowing.

 

A Western Bypass?; 2/22/09

Most people in the Charlottesville/Albemarle area agree that something needs to be done to relieve some of the problems with traffic in this area. At a recent meeting held at the Albemarle County Office Building on Fifth Street Extended and hosted by the Virginia Department of Transportation the use of a Western bypass as a solution was discussed. I suggested at the time that a bypass was a better solution than what is being considered in the planning effort involved in Places 29. I have submitted a comment to VDOT to that effect.

I believe a bypass is still needed and, since much of the land has already been acquired, I suggest a Western bypass. Originally, back in the 1980's I was recommending an Eastern bypass from the airport road area to Interstate 64 around Shadwell. However, given current conditions, I see no choice but to have a Western bypass, but with a slightly different configuration. Albemarle is looking to extend Berkmar Drive up to the Hollymead Town Center area. The planned Albemarle Place and Best Buy make improvements anywhere along 29 meaningless because nothing can be done to improve the congestion of vehicles trying to get on and off the Bypass at Emmett Street. Thus, I suggest that an extension of the planned Western bypass and a slight Westerly realignment of Berkmar Drive be combined to provide a reasonable Western bypass which could come in arount the Airport Road and possible even go slightly farther to North of the Research Park at North Fork. This would likely be cheaper than the ideas currently being considered as part of the Places 29 study and would cause less disruption ultimately to businesses and traffic.

More on this and other plans for Albemarle is found below at Convenient Misuse of Data.

 

Geithner Essential?; 2/15/09

He is a tax cheat, and it could not have been just a mistake given all the forms he signed acknowledging his responsibility. Yet he was passed because he was absolutely the best man for the job. We needed him in this time of crisis. No one else could do it, and we could not wait.

So how good a job is Mr. Essential doing? All one needs to do is look at his first press conference. He bombed.

He had no real plan, though the press conference was touted as a major speech setting forth a plan for the remaining TARP money and bailout of the financial sector. He spoke mostly in vague generalities. What little he had to say was not very enlightening.

If you have any question about how well he did, just look at what happened to the stock market - down almost 400 points.

Given his cheating and his performance to date, he obviously is not essential. Either Obama should ask Geithner to resign, or he should resign without being asked. He has proven that no one is irreplaceable, and that he is not the rescuing genius that he was sold to be.

 

Unstimulating Stimulus; 2/1/09

Thank goodness the stimulus bill passed by the House of Representatives is being questioned in the Senate. This bill will do little to stimulate the economy, but will do much to further ingratiate Democrats with their constituents. 

At the beginning concerning the housing and credit problems, the wrong approach was taken. We should not have allotted a bunch of money to the Treasury Department to use as it saw fit. Instead, the path used by President Bush 41 for the savings and loan crisis should have been followed. Put together a company, in that case the Resolution Trust Corporation, which would take over the bad assets. Then we would have known the extent of the problem. The companies which could not succeed after having sold the bad assets could have been handled in the normal course, either through the Federal Deposit Insurance Corporation or normal bankruptcy procedures for uninsured companies.

As regards the current stimulus package and the efforts of the Federal government to minimize the recession, the focus should be on three  things. First, expenditures should be for Federal government projects. First should come roads and bridges which recently received a D- as to their current conditions. Next should come projects which have a direct relationship to matters of national interest, such as upgrading unsatisfactory sewage treatment plants. No other projects should escape the normal budgeting process by being placed in this stimulus package.

Second, cut taxes, especially for business to allow them to be more competitive. However, no one should come off the tax rolls. By taking people off the tax rolls, and especially providing them with refundable credits, we merely place people in a position of being concerned only what the government can provide them and not the cost. The fallacy of not having people pay taxes directly is that they pay them indirectly anyway, and they just do not realize it. Taxes are always paid by individuals, either through lost profits, higher costs or lower wages and salaries. Those people who believe they are not paying taxes when they do not get a raise or pay more for items at the grocery store or pay higher rent are just fooling themselves. Politicians should be ashamed of this chicanery.

Third, reduce, and where possible eliminate, programs which are not really appropriate for a limited central government. Cutting waste would be easy if politicians had a real interest in doing so. However, no politician is remembered for a bill which he did not pass or had repealed or for a capital project which he killed. In short, our elected officials have no real interest in helping you and me, but only themselves, and that interest is fed by bureaucrats whose pay goes up when they have bigger budgets and more people to supervise.

 

 

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